{"id":7383,"date":"2025-04-29T16:24:11","date_gmt":"2025-04-29T19:24:11","guid":{"rendered":"http:\/\/eqtprev.com.br\/?page_id=7383"},"modified":"2025-04-29T20:29:24","modified_gmt":"2025-04-29T23:29:24","slug":"elementor-7383","status":"publish","type":"page","link":"https:\/\/eqtprev.com.br\/index.php\/elementor-7383\/","title":{"rendered":"Planos de Benef\u00edcios"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7383\" class=\"elementor elementor-7383\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71a8611d e-flex e-con-boxed e-con e-parent\" data-id=\"71a8611d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-488a0de elementor-widget elementor-widget-image\" data-id=\"488a0de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1921\" height=\"394\" src=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios.png\" class=\"attachment-full size-full wp-image-7390\" alt=\"\" srcset=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios.png 1921w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios-300x62.png 300w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios-1024x210.png 1024w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios-768x158.png 768w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/planos_beneficios-1536x315.png 1536w\" sizes=\"(max-width: 1921px) 100vw, 1921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f63387d e-flex e-con-boxed e-con e-parent\" data-id=\"3f63387d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93f1d51 elementor-widget elementor-widget-text-editor\" data-id=\"93f1d51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os planos administrados pela EQTPREV t\u00eam rendimentos s\u00f3lidos, flexibilidade de investimento e seguran\u00e7a aos participantes na aposentadoria. S\u00e3o planos nas modalidades de Contribui\u00e7\u00e3o Vari\u00e1vel, Contribui\u00e7\u00e3o Definida e Benef\u00edcio Definido. As condi\u00e7\u00f5es para requerer os benef\u00edcios est\u00e3o todas discriminadas no regulamento de cada plano, que podem ser acessadas no portal da Funda\u00e7\u00e3o, em Planos.<\/p><p>Al\u00e9m dos benef\u00edcios previdenci\u00e1rios, alguns planos oferecem os institutos legais. S\u00e3o mecanismos que garantem a perman\u00eancia do participante no plano, mesmo sendo desligado do patrocinador antes das condi\u00e7\u00f5es para aposentadoria ou o direito de reaver os recursos acumulados.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7969165b note e-flex e-con-boxed e-con e-parent\" data-id=\"7969165b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22781ab0 note elementor-widget elementor-widget-image\" data-id=\"22781ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"971\" src=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1.png\" class=\"attachment-full size-full wp-image-7391\" alt=\"\" srcset=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1.png 2560w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1-300x114.png 300w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1-1024x388.png 1024w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1-768x291.png 768w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1-1536x583.png 1536w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/PLANOS-DE-BENEFICIOS_1-scaled-1-2048x777.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11a1b435 e-flex e-con-boxed e-con e-parent\" data-id=\"11a1b435\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-130f12c2 titulos elementor-widget elementor-widget-heading\" data-id=\"130f12c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FATORES ATUARIAIS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3005eba7 elementor-widget elementor-widget-text-editor\" data-id=\"3005eba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Todos os resultados apresentados nos planos quanto \u00e0 super\u00e1vit e ao d\u00e9ficit foram demonstrados pela avalia\u00e7\u00e3o atuarial.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7dcb7caf e-con-full e-flex e-con e-child\" data-id=\"7dcb7caf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-570b52a0 e-con-full e-flex e-con e-child\" data-id=\"570b52a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa92ea0 elementor-widget elementor-widget-n-accordion\" data-id=\"7fa92ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2140\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2140\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Equatorial BD <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2140\" class=\"elementor-element elementor-element-515d1e69 e-con-full e-flex e-con e-child\" data-id=\"515d1e69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4545288f elementor-widget elementor-widget-text-editor\" data-id=\"4545288f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O plano apresentou varia\u00e7\u00e3o negativa de R$ 8.916 mil em rela\u00e7\u00e3o ao exerc\u00edcio de 2023, mas permaneceu com situa\u00e7\u00e3o positiva. O super\u00e1vit t\u00e9cnico de R$ 98.658 mil em 2023 passou para R$ 89.742 mil em 2024, equivalente a 40,4916% das provis\u00f5es matem\u00e1ticas.<\/p><p>Considerando o ajuste de precifica\u00e7\u00e3o, de R$ 24.689 mil, o equil\u00edbrio t\u00e9cnico ajustado (ETA) permanece superavit\u00e1rio em R$ 114.432 mil e representa 51,6315% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2141\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2141\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Benef\u00edcio Definido (BDI) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2141\" class=\"elementor-element elementor-element-17edd40b e-con-full e-flex e-con e-child\" data-id=\"17edd40b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1637013c elementor-widget elementor-widget-text-editor\" data-id=\"1637013c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O resultado negativo de R$ 602 mil reduziu o super\u00e1vit t\u00e9cnico do plano. Os R$ 20.895 mil registrados no ano anterior passou para R$ 20.292 mil em 2024, equivalente a 11,2008% das provis\u00f5es matem\u00e1ticas.<\/p><p>Com o ajuste de precifica\u00e7\u00e3o de R$ 21.691 mil, o equil\u00edbrio t\u00e9cnico ajustado (ETA) permanece superavit\u00e1rio em R$ 41.984 mil, representando 23,1739% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2142\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2142\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Celpa OP <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2142\" class=\"elementor-element elementor-element-16d030e5 e-con-full e-flex e-con e-child\" data-id=\"16d030e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-222972a0 elementor-widget elementor-widget-text-editor\" data-id=\"222972a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O plano teve um resultado negativo R$ 1.206 mil, impactando no super\u00e1vit t\u00e9cnico de R$ 1.665 mil fechado em 2023. Com isso, o super\u00e1vit t\u00e9cnico de 2024 ficou em R$ 459 mil, correspondendo a 19,7361% das provis\u00f5es matem\u00e1ticas.<\/p><p>O plano Celpa OP n\u00e3o mant\u00e9m t\u00edtulos p\u00fablicos federais que atendam aos requisitos para serem considerados no c\u00e1lculo do ajuste de precifica\u00e7\u00e3o, pois \u00e9 nulo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2143\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2143\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Equatorial CV Piau\u00ed <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2143\" class=\"elementor-element elementor-element-3e088889 e-con-full e-flex e-con e-child\" data-id=\"3e088889\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-538024bc elementor-widget elementor-widget-text-editor\" data-id=\"538024bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A varia\u00e7\u00e3o negativa\u00a0 R$ 2.081 mil do resultado t\u00e9cnico acumulado, consumiu o super\u00e1vit t\u00e9cnico de R$ 61 mil em 2023, provocando um d\u00e9ficit t\u00e9cnico de R$ 2.020 mil em 2024, equivalente a 39,9373% das provis\u00f5es matem\u00e1ticas estruturadas em benef\u00edcio definido.<\/p><p>Mesmo com essa performance negativa, o plano se mant\u00e9m superavit\u00e1rio em R$ 205 mil,\u00a0 considerando o ajuste de precifica\u00e7\u00e3o de R$ 2.226 mil. E esse valor corresponde a 4,0701% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2144\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2144\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Equatorial CV Goi\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2144\" class=\"elementor-element elementor-element-752af9ad e-con-full e-flex e-con e-child\" data-id=\"752af9ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67b5eb5d elementor-widget elementor-widget-text-editor\" data-id=\"67b5eb5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O plano apresentou varia\u00e7\u00e3o negativa de R$ 33.415 mil, passando de um d\u00e9ficit t\u00e9cnico de R$20.737 mil em 2023 para R$ 54.152 mil em 2024, equivalente a 10,1142% das provis\u00f5es matem\u00e1ticas estruturadas em benef\u00edcio definido.<\/p><p>Considerando o ajuste de precifica\u00e7\u00e3o de R$ 31.604 mil, o plano permanece deficit\u00e1rio em R$ 22.548 mil, que representa\u00a0 4,2114% das provis\u00f5es matem\u00e1ticas do plano de benef\u00edcios estruturadas em benef\u00edcio definido.<\/p><p>Em conformidade com as normativas vigentes, n\u00e3o h\u00e1 obrigatoriedade de elabora\u00e7\u00e3o de plano de equacionamento de d\u00e9ficit, uma vez que o d\u00e9ficit t\u00e9cnico ajustado do plano de benef\u00edcios encontra-se dentro dos limites m\u00ednimos e m\u00e1ximos estabelecidos pela legisla\u00e7\u00e3o aplic\u00e1vel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-463297dd e-con-full e-flex e-con e-child\" data-id=\"463297dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1137cda7 elementor-widget elementor-widget-n-accordion\" data-id=\"1137cda7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2880\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2880\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Equatorial BD Alagoas <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2880\" class=\"elementor-element elementor-element-51f9a7ba e-con-full e-flex e-con e-child\" data-id=\"51f9a7ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-661a6a47 elementor-widget elementor-widget-text-editor\" data-id=\"661a6a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mesmo registrando varia\u00e7\u00e3o negativa em 2024, o plano permanece com super\u00e1vit t\u00e9cnico. O resultado negativo de R$ 11.178 mil diminuiu o super\u00e1vit t\u00e9cnico, que passou de R$ 39.675 mil em 2023 para R$ 28.496 mil em 2024, o que equivale a 19,0391% das provis\u00f5es matem\u00e1ticas.<\/p><p>Com o ajuste de precifica\u00e7\u00e3o de R$ 12.621 mil, o equil\u00edbrio t\u00e9cnico ajustado (ETA) mant\u00e9m o plano superavit\u00e1rio em R$ 41.118 mil, correspondendo a 27,4717% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2881\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2881\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Celpa R <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2881\" class=\"elementor-element elementor-element-663213c6 e-con-full e-flex e-con e-child\" data-id=\"663213c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a5015cf elementor-widget elementor-widget-text-editor\" data-id=\"4a5015cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O resultado do plano foi positivo em R$ 356 mil, proporcionando a redu\u00e7\u00e3o do d\u00e9ficit t\u00e9cnico de R$ 1.405 mil em 2023 para R$ 1.048 mil em 2024, representando 7,8288% das provis\u00f5es matem\u00e1ticas.<\/p><p>O limite de toler\u00e2ncia de d\u00e9ficit t\u00e9cnico ajustado (ETA negativo) do plano de benef\u00edcios, sem que seja necess\u00e1ria a elabora\u00e7\u00e3o de plano de equacionamento, \u00e9 de R$ R$ 1.161 mil, que corresponde a 8,6720% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p><p>Sendo assim, de acordo com as normativas vigentes, n\u00e3o h\u00e1 obrigatoriedade de elabora\u00e7\u00e3o de plano de equacionamento de d\u00e9ficit, considerando que o d\u00e9ficit t\u00e9cnico ajustado do plano de benef\u00edcios encontra-se dentro dos limites m\u00ednimos e m\u00e1ximos estabelecidos pela legisla\u00e7\u00e3o aplic\u00e1vel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2882\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2882\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Equatorial BD Piau\u00ed <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2882\" class=\"elementor-element elementor-element-243eb436 e-con-full e-flex e-con e-child\" data-id=\"243eb436\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3da58938 elementor-widget elementor-widget-text-editor\" data-id=\"3da58938\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O plano apresentou varia\u00e7\u00e3o negativa de R$ 3.536 mil, passando de um super\u00e1vit t\u00e9cnico de R$ 12.470 mil em 2023 para um super\u00e1vit t\u00e9cnico de R$ 8.934 mil em 2024, equivalente a 1,7068% das provis\u00f5es matem\u00e1ticas.<\/p><p>Considerando o ajuste de precifica\u00e7\u00e3o, de R$ 34.583 mil, o equil\u00edbrio t\u00e9cnico ajustado (ETA) permanece superavit\u00e1rio em R$ 43.518 mil, equivalente a 8,3132% das provis\u00f5es matem\u00e1ticas de benef\u00edcio definido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2883\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2883\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Plano Equatorial BD Goi\u00e1s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sort-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279 224H41c-21.4 0-32.1-25.9-17-41L143 64c9.4-9.4 24.6-9.4 33.9 0l119 119c15.2 15.1 4.5 41-16.9 41z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2883\" class=\"elementor-element elementor-element-2f37839 e-con-full e-flex e-con e-child\" data-id=\"2f37839\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f2af4cb elementor-widget elementor-widget-text-editor\" data-id=\"7f2af4cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O plano registrou varia\u00e7\u00e3o negativa de R$ 499 mil, passando de um d\u00e9ficit t\u00e9cnico de R$ 4.119 mil em 2023, para um d\u00e9ficit t\u00e9cnico de R$ 4.618 mil em 2024, correspondendo a 5,5932% das provis\u00f5es matem\u00e1ticas.<\/p><p>O resultado t\u00e9cnico ajustado do plano encontra-se superavit\u00e1rio em R$ 1.966 mil, considerando o ajuste de precifica\u00e7\u00e3o de R$ 6.584 mil, e representa 1,8402% das provis\u00f5es matem\u00e1ticas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d645b1b elementor-widget elementor-widget-image\" data-id=\"d645b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/RA-EQTPERV_2024_PLANOS-DE-BENEFICIOS.pdf\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"219\" src=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/BOTAO-SAIBA-MAIS-1-1.png\" class=\"attachment-large size-large wp-image-7378\" alt=\"\" srcset=\"https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/BOTAO-SAIBA-MAIS-1-1.png 946w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/BOTAO-SAIBA-MAIS-1-1-300x82.png 300w, https:\/\/eqtprev.com.br\/wp-content\/uploads\/2025\/04\/BOTAO-SAIBA-MAIS-1-1-768x210.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Os planos administrados pela EQTPREV t\u00eam rendimentos s\u00f3lidos, flexibilidade de investimento e seguran\u00e7a aos participantes na aposentadoria. S\u00e3o planos nas modalidades de Contribui\u00e7\u00e3o Vari\u00e1vel, Contribui\u00e7\u00e3o Definida e Benef\u00edcio Definido. As condi\u00e7\u00f5es para requerer os benef\u00edcios est\u00e3o todas discriminadas no regulamento de cada plano, que podem ser acessadas no portal da Funda\u00e7\u00e3o, em Planos. Al\u00e9m dos [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-7383","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/pages\/7383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=7383"}],"version-history":[{"count":20,"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/pages\/7383\/revisions"}],"predecessor-version":[{"id":7543,"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/pages\/7383\/revisions\/7543"}],"wp:attachment":[{"href":"https:\/\/eqtprev.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=7383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}